Your age is a primary factor in determining your premium. The older you get the more life insurance will cost. Add your birth date for an accurate quote.
What qualifies as a smoker?
A smokers is anyone who ingested (any form of) Nicotine products in the past 12 months.
Understanding Product Type
Term products are easy to understand
– Term 10 Guarantees level premium payments for 10 years
– Term 20 Guarantees level premium payments for 20 years
– and so on…
Products like Whole Life Insurance cover you for the rest of your life and can also offer a savings component that you can utilize which can be collected without one passing away.
Make sure to reach out to our non-commissioned staff to help find the best product for you.